If you are feeling weighed down by debt, then we can help you. You may think that your situation is impossible, but there is hope. Our friendly team will give you a listening ear in confidential appointments and provide a practical solution to your debts.
- local appointments with a debt coach
- an effective and realistic budget that prioritises your essential bills. We will negotiate affordable payments with each creditor and attempt to stop unfair interest and charges where possible.
- a CAP Plan, in most cases, is set up for you and you will need to make one monthly payment into your CAP Plan to cover your debts and also bills if appropriate. CAP will then distribute this on your behalf. You can also build up savings through your CAP Plan.
If you are in severe debt CAP can walk you through insolvency options, such as petitioning for bankruptcy and helping you to fill out the forms.
Frequently Asked Questions
Does it cost anything? No, our service is completely free.
Will my creditors cooperate with you? Yes, we have worked with over 1,000 companies within the finance industry and we are well respected.
Is CAP just for Christians? No, CAP will help anyone regardless of their religious beliefs. We are committed to our service being available to all.
Making the first call can be hard but the sooner you ring, the sooner you will begin to have peace of mind. So call our Freephone number 0800 328 0006 or the local debt coach number below and begin your journey to becoming debt free.
|Mondays & Tuesdays 9 am – 5 pm|
|Who may use the service?|